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Rates from 9.9% APR.
Representative APR of 21.9% APR

APR Example

Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly would be £178.52, with a total cost of credit of £3711.20 and a total amount payable of £10,711.20. Rates may differ as they are dependent on individual circumstances'. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Quick Car Finance are a broker not a lender.

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  1. We look to provide you with the best rates, through comparing all of our trusted lenders to be sure we get you a deal that suits your individual needs.
  2. You can use our quick and easy online application process to apply. Let us know how much you’d like to borrow and the length of term.
  3. Then the rest is up to us! We will give you a list of competitive finance quote, suited to you. We will even help you shop around to find a deal and vehicle you’re happy with.

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Useful terms

Peronsal contract hire (PCP)
You make an initial deposit and then fixed monthly payments for the term of the finance agreement. You are then given the option to pay a balloon payment at the end of the agreement, if you'd like to own the van, if not you can just hand it back and finance a new deal.
Hire purchase
Hire Purchase involves a deposit being paid upfront and then monthly payments each month for the van. Remember, you don’t own the van, you simply just give it back, you may be presented with the option at the end of the agreement to make a baloon payment and buy the vehicle outright.
Personal loan
This involves making a deposit and then paying a monthly rate for the van, which at the end of the agreement you will own outright.

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Compare car finance FAQs

What is a good APR for car finance in the UK?

A good APR (Annual Percentage Rate) for car finance in the UK can vary depending on your individual financial situation, the lender, and the prevailing market conditions. Generally, a good APR is one that is lower than the average interest rates offered in the market. In the UK, as of my last knowledge update in September 2021, car finance APRs typically ranged from around 3% to 10% or higher, depending on factors like your credit score, the loan term, and the type of financing (e.g., hire purchase, personal contract purchase.

What is the best car finance rate right now?

The best car finance rate can change over time and depends on various factors, including the current economic conditions, the lender's promotions, and your creditworthiness. As of my last update in September 2021, I do not have access to real-time data to provide the current best car finance rate. Interest rates can fluctuate, so it's advisable to check with multiple lenders, both banks and credit unions, to determine the current competitive rates available for car finance. To find the best car finance rate right now, consider researching online, contacting local lenders, and comparing the offers you receive. Keep in mind that the best rate for you will depend on your credit score, the loan term, the type of financing, and other factors.

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