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Motorbike Finance & Loan!

  • No deposit options
  • No arrangement fees†
  • No obligation quote
  • Good Bad and Poor Credit considered

Get On the Road As Soon as Today

Zip around town on the motorbike you’ve been wishing for Quick Car Finance work with reputable lenders to try to get you the best finance to fit your circumstance. With an unrivalled reputation and extremely high Trust Pilot scores, you can rely on us to secure the right bike loan for you. What’s more, there are no deposit options and no arrangement fees plus all of our quotes are no-obligation.

Get on your bike and apply now for your bike finance quote. It’s fast, easy and gives you what you want when you want it.

Types of Bike Finance

There are three types of finance to consider, PCP (personal contract purchase), HP (hire purchase) or an unsecured personal loan – all have their individual benefits.

Personal Contract Purchase (PCP)

Similar to Hire Purchase, PCP requires you to pay an initial deposit and then make monthly repayments over a fixed period of time. The higher your initial deposit payment, the lower your monthly repayments. Monthly payments are typically lower than a personal loan or through hire purchase because you pay off the value of the car’s depreciation rather than the full value of the car.

Once the repayment period is finished, you have the option to keep the car. This is known as a “balloon payment” and covers the rest of the cost of the vehicle. Once that balloon payment is made, the vehicle ownership transfers from the finance company you use to you. You also have the option to return the vehicle. At this point, you could start a new PCP financing agreement and purchase a new car.

HP (Hire Purchase)

This works differently to a PCP in that you hire the bike from the finance company and you make fixed monthly payments until the full amount borrowed is paid off. At the end of the repayment period, you can choose to keep the bike (once you’ve paid an administrative fee which can range from £1-£299+). Hire Purchase is a great choice if you want to eventually own your own bike.

HP (Hire Purchase)

This works differently to a PCP in that you hire the bike from the finance company and you make fixed monthly payments until the full amount borrowed is paid off. At the end of the repayment period, you can choose to keep the bike (once you’ve paid an administrative fee which can range from £1-£299+). Hire Purchase is a great choice if you want to eventually own your own bike.

Unsecured Loan/Personal Loan

This works by borrowing a fixed sum of money that you pay off over a fixed period of time. It is known as an unsecured loan because it is not secured against anything. Once you finance your bike through a personal loan option, you immediately take ownership of the vehicle because the loan money has transferred to your bike dealer and paid for the bike. That gives you a little more flexibility as you can sell the bike whenever you want without settling anything with your finance company. However, you will still need to make monthly payments to pay off any loan remaining, or you can pay the entire amount off with one lump sum payment

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No Upfront Fees

We never charge upfront fees. In fact, it’s our belief that you should never pay an upfront fee to any reputable company just for access to a loan.

Fast Decisions

Submit a loan request in minutes - not hours. So you can get on with your day while our team handles the rest. Our application form just take a few minutes.